Richard Maybury says it best -- "Can you name one person in all the thousands of years of human history who rose to the top in politics by being honest?" As one political scandal dies down, don't be surprised when another pops up.
The next idea would be to draw an honest picture of your current finances so you know exactly where you stand and what you can honestly afford. Let's face it, your financial situation has changed since you have experienced scammer credit and there is no sense compounding it with a car payment you are unable to afford. Crunch your numbers ahead of time so that you don't get caught up in the buying emotions of a new car where you end up going home with more car than you need.
You should also start rinsing your mouth with salt water on a regular basis. You probably know that this is a good way of relieving a sore throat, but salt water rinses can also eliminate bad breath. Of course salt water may make you gag as it does most people If you find that you can't overcome the gag reflex try rinsing your mouth with lemon or medicals fake lime water instead.
Back in the 1970's, DHA was approved by the FDA. Keep in mind this was only for topical applications, because who would have thought people would spray a fine mist years down the road. The development of issues started to arise thanks to the contact with the lips, lungs, medicals bad and fake other sensitive membranes, which of course meant it went to people's blood stream.
In the case of my colleague, her problem was foot odor, which often occurs when when you don't wear socks. Our solution: she'd bring in her socks and I'd put them on her feet. Case solved.
What are they to do? If they are going to get out of debt, something in their lives is going to have to change. The private school is going to have to go, camp may be out, or they are going to have to start making more money. The same is true for you. If you want to get out of debt, you are going to have to identify why you went into debt and change that behavior or pattern.
Which is why every time I'm about to enter a patient's exam room to deliver bad news myself I pause and remember Mrs. Peterson, a woman I've never seen or heard from since, but whose life I irrevocably changed in the middle of the night while she lay at home in bed without her husband next to her--as she would from that point forward--all those years ago.